Baby Budget : Any Day Now . . .


Planning to have a new family member can be be a rather daunting task. There are so many things that come up and make you think about ‘are you making the right choice’. Most often the first concern of having a baby is how much is it going to cost. Roy and I are fairly low fuss people and both of us had childhoods that were very basic. No fancy stuff, not loads of toys or brand new clothes.

We were happy with what we had both of us agreed that the most important things are that we had a roof over our heads, food and clean clothes. So like our parents we have been given plenty of second-hand clothing and I presume I will shop for some when our little one does grow. Food is free, breast milk comes naturally and when we do start feeding our little one food we have a garden full of organic veggies. Our roof is only a humble shed but at least it doesn’t leak and we have a cot for out little one to sleep in. One day we will build a house and bub can have its own room, until then we are sharing our very limited space.

Needless to say when you look at our budget we still ended up spending a bit of money. Some of the most costly items were the baby carrier, cloth nappies and the maternity bras for me. I thought I would include in the budge things that I spent leading up to having a baby. Maternity wear can be truly expensive and some mums do have fancy office jobs which they do need to look nice at. Meanwhile farm work is not so glamorous I can get away wearing tights and an old t-shirt.

There are a few things you do need to purchase before the baby comes along that are essential. You must have a baby capsule in your car for transporting your baby home from hospital and around. Some form of nappies either cloth or disposable, you can take this one-step further and get a baby change table too. Also bub needs clothes to stay warm so you can op-shop like mad or buy things on-line or even splash out and go shopping.


For any new mum the costs of having a baby can be quite frightening.

I Spent Average Cost*
Books about pregnancy & Parenting $60 $40 – $100
Toiletries for hospital $40 $30 – $80
Clothes during pregnancy $50 (tights & long singlets) $100 – $1000
Underwear during pregnancy $40 $20 – $50
Maternity Bras’ $90 I got two $75 for three
Change table n/a – using our washing machine $80 – $250
Cot / crib / bassinet $0 – given $230 ($100 – $850)
Car Capsule $76 – hire for 6 months $80 – Hire   $150 – New
Ergo Baby Carrier (or Pram) $180 $100 – $1200
Cloth Nappy pack $150 Cloth nappies x 24 $150 – $600
Totals: $686 $725 – $3855
After Baby is Born (first 6 months – ongoing costs)
Nappies $5 a month (laundry & power) $19 a month – Cloth washing$72 a month  – Disposables
Breast Feeding $0 $105 a month – Forumla
Baby Clothes $0  we have been given loads $59 a month
Toiletries for mum & bub $15 a month $21 a month
Total for first 6 months: $130 $595 – $912(excludes formula)



$1320 – $4767


Gumtree – second hand items
Ebay – second hand items
*Baby Centre – baby budget calculator

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Lizzie Moult

Lizzie Moult

Planning, cooking, chasing kids & running an online business; it might seem like there is a lot going on. Yet Lizzie is all about living simply and creating a flexible lifestyle that enables plenty of travel, adventure and quality time. A lifestyle writer and photographer for over 10 years for numerous publications, working online for over 14 years Lizzie also works as a mentor for women who are looking to create and live a life with passion & purpose at

3 Responses

  1. I’ve just started to look at the costs of raising a baby and it’s pretty scary. You don’t even want to know how much I already spent on maternity clothes! It’s hard when you work in an office and have to be semi-presentable each day 🙁

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